Frequently Asked Questions
More and more real
estate professionals are encouraging home buyers and commercial investors to
invest in an inspection before they purchase a property. A growing number of
real estate agents are even suggesting prelisting inspections to sellers. The
reason for these trends is simple: Residential and Commercial inspections are a
win, win, win for everyone involved in the transaction.
What is a
home/commercial inspection?
An inspection is an
objective visual examination of the physical structure and systems of your new home, or
building from the roof to the foundation. The standard inspector's report will
include an evaluation of the condition of the HVAC (Heating, Ventilation and Air Conditioning), interior plumbing and electrical
systems, roof, attic, visible insulation, walls, ceilings, floors,
windows, doors, the foundation, basement, and visible structure.
Having an inspection is like
getting a physical check up. If problems or symptoms are found, the inspector
may refer you to a specialist or contractor for further
evaluation.
Why do I need
an inspection?
If you were going to purchase a $50,000.00 automobile, you would test drive it first; right? So why would you spend hundreds of thousands or even millions of dollars on your new home or building without knowing it's condition?
The purchase of your new home, or
place to operate your business, is probably the largest single investment you
will ever make. You should learn as much as you can about the condition of the
property, and the need for any major repairs before you buy, so that you can
minimize unpleasant surprises and difficulties afterwards.
No home is perfect, however, a professional inspector will also point out the positive aspects, as well as the maintenance
that will be necessary to keep it in good shape. After the inspection, you will
have a much clearer understanding of the property you are about to purchase, and
will be able to make a confident buying decision.
A commercial inspection will
reveal the current condition of the structure as well as projected life
expectancies of the major systems of the building. This will help you determine
if the building you are considering is the correct choice for your new business
endeavor. The best decision is a well-educated decision.
Can I do it
myself?
Yes, however even the most experienced
home or business owner lacks the knowledge and expertise of a professional
inspector who has inspected hundreds, perhaps thousands, of buildings in his or
her career. An inspector is familiar with all the elements of building
construction, their proper installation, and maintenance. He or she understands
how the home's systems and components are intended to function together, as well
as how and why they may fail.
Above all, most buyers find
it very difficult to remain completely objective and unemotional about the home
or building they really want, and this may affect their judgment. For the most
accurate picture, it is best to obtain an impartial third party opinion by an
expert in the field of inspections.
Can a home of
building fail an inspection?
No. A professional
inspection is an examination of the current condition of your prospective home
or business. It is not an appraisal, which determines market value, or a
municipal inspection, which verifies local code compliance. An inspector,
therefore, will not pass or fail a home or building, but rather describe its
physical condition, list what may need repair or replacement, or estimate
projected life spans of existing systems.
When do I call
a home inspector?
An inspector is typically
called right after the contract or purchase agreement has been signed, and is
often available within a few days. However, before you sign, be sure that there
is an inspection clause in the contract, making your purchase obligation
contingent upon the findings of a professional inspection. This clause should
specify the terms to which both the buyer and seller are obligated. Your Real Estate professional should assist you with this process.
How do I find
a qualified inspector?
The best source is a friend,
or perhaps a business acquaintance, who has been satisfied with, and can
recommend, an inspector they have used. Real estate agents and Attorneys are
also generally familiar with this service, and should be able to provide you with
a list of names from which to choose.
Whatever your referral
source, be sure to ascertain the inspector's professional certifications, and
business ethics before you make your decision. You can do this by checking with
the local consumer affairs office or Better Business Bureau, as well as by
verifying the inspector's membership in a reputable professional association.
There are no licensing
requirements for inspectors in many states.
Please make certain that
the inspector you select is a member of a professional association with a set of nationally recognized practice standards and code of ethics. This provides members with professional inspection guidelines,
and prohibits them from engaging in any conflict of interest activities, which
might compromise their objectivity, such as using the inspection as a means to
obtain repair contracts.
The association should also
have rigorous membership and continuing education requirements to assure
consumers of an inspector's experience and technical qualifications.
The inspector you select should also have passed the National Home Inspectors Exam, be properly insured, and have a list of references available.
How do I
schedule an Inspection?
You can schedule your home inspection online
from this page, or contact Brad Garey Home Inspections, Inc. at
(727) 424-9078 to schedule an appointment. Once your inspection
has been scheduled, your Real Estate agent, Attorney or Project
Manager will need to arrange entry to the property with Brad Garey
Home Inspections, Inc.
What will it
cost?
Residential: The
inspection fee for a typical single-family home varies geographically, as does the
cost of housing. Similarly, within a given area, the inspection fee may vary
depending upon the size of the home, its particular features, age
and possible additional services, such as septic, well, or radon testing. Please call Brad Garey Home Inspections, Inc. at 727.424.9078 for your quote.
Commercial:
Like the
home inspection, a commercial inspection varies depending upon the type and size of
the building. Other factors include the diversity of the inspection processes
performed. The inspection can be as detailed as the client chooses, based upon
his or her own comfort level with the building being inspected.
Please do not let the cost of the inspection be the deciding factor. The knowledge gained from an inspection is well worth the
cost, and the lowest priced inspector is not necessarily a bargain. The
inspector's certifications, training, and professional affiliations, should be
the most important consideration.
Do I have to
be there?
It is not necessary for you
to be present for the inspection, but it is highly recommended. By interacting with the
inspector, observing and asking questions, you will learn a great deal about
the condition of the home or building, how its systems work, and how to maintain
it. You will also find the written report easier to understand if you've seen
the property first hand through the inspector's eyes.
What if the
report reveals problems?
No home or building is
perfect. If the inspector finds problems, it doesn't necessarily mean you
shouldn't proceed with the purchase, only that you will know in advance what to
expect. A seller may be flexible with the purchase price or contract terms if
major problems are found. If your budget is very tight, or if you don't wish to
become involved in future repair work, this information will be extremely
important to you.
Providing you with Protection, Confidence and Peace of Mind. |